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Free Online Direct Plus Checking
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Convenience Checking
Checking with Interest
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Bank of America N.A.
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  Home > Personal Finance > Checking
Checking with Interest
Converts to Interest Checking***

The minimum is the key. You’ll earn a higher rate of interest and get free check imaging or check enclosure when you maintain your minimum balance requirement. If you can’t meet the minimum balance, you still earn interest on the account... however at a lower rate.

 
Minimum Opening Deposit
$50
Minimum Daily Balance Required
$2,000 daily balance to avoid minimum balance fee.
Minimum Balance Fee $10 per month.
Transaction Fees
 
Debits*

Free

Bank of America ATMs Free
Non-Bank of America ATMs $1.50 per withdrawal, transfer or balance inquiry in Midwestern states.**
$2.75 per withdrawal, transfer or balance inquiry in non-Midwestern states.**
Teller Transactions Free
Statement Options and Fees
Statement Only Free
Check Imaging Free if minimum balance is maintained; otherwise $1 per month.
Check Enclosure Free if minimum balance is maintained; otherwise $3 per month.
Interest Tiered rates.

3 easy ways to apply

  1. Apply online now
  2. Visit any Banking Center
  3. Call us toll-free at (800) 840-0190

* Debits include checks, drafts, transfers, POS transactions and other withdrawals excluding ATM transactions.
** Midwestern states include Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Missouri, Ohio, and Wisconsin.

***On October 17, 2008, accounts will convert to the Bank of America system. Please refer to the Bank of America Personal Schedule of Fees for more detailed information.

Equal Housing Lender Privacy & Security | Terms of Use
© 2008 Bank of America Corporation. All rights reserved. Bank of America, N.A., LaSalle Bank N.A., and LaSalle Bank Midwest N.A. Members FDIC. Equal Housing Lenders. Equal Opportunity Lenders. PLEASE NOTE: LaSalle products may not be able to be serviced at Bank of America banking centers or through BankofAmerica.com until late 2008.

The products and services described on this page are offered by LaSalle Bank N.A., operating under the name Bank of America. The terms "we", "us", "our" and "Bank of America" refer to LaSalle Bank N.A. LaSalle Bank is part of the Bank of America family of companies.

 
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