Convenience Checking

Converts to Regular Checking***

With a low minimum balance requirement, Convenience Checking offers you the chance to bank your way – by ATM, telephone, computer, or even in-person. Teller transactions are unlimited and free of charge.

Minimum Opening Deposit	$50
Minimum Daily Balance Required	$250 to avoid minimum balance fee.
Minimum Balance Fee	$5 per month.
Transaction Fees
Debits*	Free
Bank of America ATMs	Free
Non-Bank of America, ATMs	$1.50 per withdrawal, transfer or balance inquiry in Midwest states.** $2.75 per withdrawal, transfer or balance inquiry in non-Midwest states.**
Teller Transactions	Free
Statement Options and Fees
Statement Only	Free
Check Imaging	Free if minimum balance is maintained; otherwise $1 per month.
Check Enclosure	Free if minimum balance is maintained; otherwise $3 per month.

3 easy ways to apply

1. Apply online now
2. Visit any Banking Center
3. Call us toll-free at (800) 840-0190

* Debits include checks, drafts, transfers, POS transactions and other withdrawals excluding ATM transactions.
** Midwestern states include Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Missouri, Ohio, and Wisconsin.

***On October 17, 2008, accounts will convert to the Bank of America system. Please refer to the Bank of America Personal Schedule of Fees for more detailed information.

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