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  Home > Personal Finance > Certificates of Deposit
Certificates of Deposit Rates

Term Minimum
Opening Deposit
Interest
Rate
Annual Percentage
Yield (APY)
7 Month Online Manager Special* $10,000 4.05% 4.11%
Risk Free CD 9 Months** $5,000 2.92% 2.95%
1 Month $15,000 1.79% 1.80%
3 Months $15,000 1.84% 1.85%
6 Months $15,000 1.59% 1.60%
12 Months $15,000 3.11% 3.15%
18 Months $15,000 3.16% 3.20%
24 Months $15,000 3.26% 3.30%
30 Months $15,000 3.26% 3.30%
36 Months $15,000 3.55% 3.60%
60 Months $15,000 3.94% 4.00%
120 Months $15,000 3.94% 4.00%
1 Month $2,000 1.74% 1.75%
3 Months $2,000 1.74% 1.75%
6 Months $2,000 1.59% 1.60%
12 Months $2,000 3.11% 3.15%
18 Months $2,000 2.92% 2.95%
24 Months $2,000 3.26% 3.30%
30 Months $2,000 3.26% 3.30%
36 Months $2,000 3.31% 3.35%
60 Months $2,000 3.94% 4.00%
120 Months $2,000 3.94% 4.00%

Interest rates and Annual Percentage Yields (APYs) are accurate as of 7/18/08 and are subject to change without notice.  The APY on all certificates assumes that principal and interest will remain on deposit until maturity.  A withdrawal will reduce earnings.  A penalty may be imposed for early withdrawal.  The minimum balance required to earn the APY is $2,000 for Fixed Term Fixed Rate CDs and $10,000 for Online Manager's Special CD.

*Interest Rate and Annual Percentage Yield apply only to consumer accounts opened online. Cannot be combined with any other special offer or coupon.

**The Annual Percentage Yield (APY) is accurate as of 7/18/08. This is a promotional rate that applies only to new CDs with a 9-month term opened online through bankofamerica.com/lasallebank. This promotional rate applies only to the initial CD term. Upon renewal of the CD, our then standard rate for standard CDs with that amount and term apply. We may change this promotional rate at any time without prior notice. The minimum balance required to open a Risk Free CD is $5,000 for non retirement and $2,000 for retirement. We may limit the amount you may invest in one or more Risk Free CDs to a total of $500,000. Alternative terms not allowed. Additional restrictions may apply.

For additional information regarding other fees and terms, refer to the Consumer Deposit Account Information (CDAI) (PDF, 405k) brochure.

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© 2008 Bank of America Corporation. All rights reserved. Bank of America, N.A., LaSalle Bank N.A., and LaSalle Bank Midwest N.A. Members FDIC. Equal Housing Lenders. Equal Opportunity Lenders. PLEASE NOTE: LaSalle products may not be able to be serviced at Bank of America banking centers or through BankofAmerica.com until late 2008.

The products and services described on this page are offered by LaSalle Bank N.A., operating under the name Bank of America. The terms "we", "us", "our" and "Bank of America" refer to LaSalle Bank N.A. LaSalle Bank is part of the Bank of America family of companies.

 
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